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Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
0%*	6 Months*	as low as 11.99% Variable*	None	Excellent

0% APR on Balance Transfers for a FULL 12 months
0% APR on Purchases for a FULL 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

Discover® More® Card - American Flag

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
0%*	6 Months*	as low as 11.99% Variable*	None	Excellent

0% APR on Balance Transfers and Purchases for a full 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

Discover® More® Card - Wildlife Collection

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
0%*	6 Months*	as low as 11.99% Variable*	None	Excellent

0% APR on Balance Transfers and Purchases for a full 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

Starwood Preferred Guest(R) Credit Card from American Express

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
See Terms*	See Terms*	15.24%	See Terms*	Excellent

Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds.

Discover® Open Road(SM) Card

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
0%*	6 Months*	as low as 11.99% Variable*	None	Good

Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.

Discover® More® Card - Sealife Collection

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
0%*	6 Months*	as low as 11.99% Variable*	None	Excellent

0% APR on Balance Transfers and Purchases for a full 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

TrueEarnings(R) Card from Costco and American Express

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
See Terms*	See Terms*	15.24%	See Terms*	Excellent

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned

Discover® Motiva(SM) Card

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
3.99%*	6 Months*	as low as 11.99% Variable*	None	Good

Cash Rewards for your good credit management!
Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*

Discover® More® Card - Monogram

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
0%*	6 Months*	as low as 11.99% Variable*	None	Excellent

0% APR on Balance Transfers and Purchases for a full 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

Escape by Discover® Card

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
0%*	6 months*	as low as 11.99% Variable*	$60*	Excellent

25,000 Bonus Miles – 1,000 Miles each month you make a purchase the first 25 months
Unlimited Double Miles on all purchases
Book any travel, anytime with no blackout dates or restrictions
2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site
Enhanced travel benefits
Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
$60 Annual Fee

Biodegradable Discover® More® Card

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
0%*	6 months*	as low as 11.99% Variable*	None	Excellent

Help protect the planet with the new biodegradable Discover Card
Card plastic breaks down 99% within five years in landfill conditions
0% APR on Balance Transfers and Purchases for a full 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

Orchard Bank Classic MasterCards

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
N/A	N/A	7.90% - 24.90%	See Terms*	Poor

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

FREE SPIRIT(TM) Onyx World MasterCard®

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
N/A	N/A	14.24%-17.24%	See Terms*	Good

Get 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
Get up to 10,000 additional miles for balance transfers made in the first 60 days after account opening
Annual fee waived for the first year
Get complimentary $9 Fare Club membership (a $39.95 value!)
Priority boarding and domestic priority check-in
Earn 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
Your miles never expire and more

Orchard Bank Classic MasterCards

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
N/A	N/A	7.90% - 24.90%	See Terms*	Poor

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Orchard Bank Classic MasterCards

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
N/A	N/A	7.90% - 24.90%	See Terms*	Poor

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Orchard Bank Classic MasterCards

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
N/A	N/A	7.90% - 24.90%	See Terms*	Poor

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Orchard Bank Visa Cards

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
N/A	N/A	7.90% - 24.90%	See Terms*	Poor

Acceptance at millions of locations including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Discover® More®Card – Shamrock

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
0%*	9 months*	as low as 12.99% Variable*	None	Excellent

0% APR on Purchases for a FULL 9 months
0% APR on Balance Transfers for a FULL 12 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

Discover® More®Card - $50 Cashback Bonus®

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
0%*	6 months*	as low as 12.99% Variable*	None	Excellent

0% APR on Balance Transfers for a FULL 12 months
0% APR on Purchases for a FULL 6 months
Get $50 Cashback Bonus after your first $599 in purchases
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

Discover® More® Card – Monogram

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed
2.99%*	12 months*	as low as 12.99% Variable*	None	Excellent

0% APR on Balance Transfer for a FULL 12 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

*We do our best to research and represent exactly what the card details are, however we cannot guarantee and do not warranty that they are correct. When you apply please read the actual application for the terms and conditions! When you click on the APPLY HERE you are going to the actual card issuers website.

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