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Home Improvement Rewards Credit Cards
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0% APR Credit Cards
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No Credit History
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Credit Quality Fair
Balance Transfer Credit Cards
Instant Approval Credit Cards
Offered By:   
American Express
BankFirst
Discover Card
HSBC Bank
MetaBank
NetSpend
Other Offers
READYdebit
RushCard
Credit Needed:   
Excellent Credit*
No Credit Check*
Fair Credit*
Excellent
Bad Credit*
Card Brand:   
Visa
MasterCard
Discover
American Express
 

 


 American Express® Gold Card

American DreamCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* N/A* $0.00 1 year, then $125.00* Excellent Credit*

  • Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
  • Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Introductory annual fee of $0 for the first year, then $125.
  • Get a decision in as little as 60 seconds.



 American Express® Premier Rewards Gold Card

American DreamCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* N/A* $0.00 1 year, then $175.00* Excellent Credit*

  • Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership
  • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more.
  • Introductory annual fee of $0 for the first year, then $175
  • Get a decision in as little as 60 seconds.



 Blue Cash EverydaySM from American Express

American DreamCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0.00%* 12 months on purchases* 17.24-22.24% (Variable)* $0.00* Excellent Credit*

  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • No spend minimum, No enrollment, and No rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time



 Blue Sky from American ExpressSM

American DreamCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0.00%* 12 months on purchases* 17.24-22.24% (Variable)* $0.00* Excellent Credit*

  • No annual fee
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel- anytime
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program®: big deals on big brands, all the time
  • Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
  • Get approved in 60-seconds



 Delta Airlines - Gold Delta SkyMiles® Credit Card

American DreamCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* 15.24-19.24% (Variable)* $0.00 1 year, then $95.00* Excellent Credit*

  • Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
  • $0 intro annual fee for the first year, then $95
  • Check your first bag Free - for up to 9 people on your reservation - on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
  • Priority Boarding and 20% In-Flight Savings



 Starwood Preferred Guest® Credit Card

American DreamCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* 15.24-19.24% (Variable)* $0.00 1 year, then $65.00* Excellent Credit*

  • Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel
  • Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
  • 2011 SmarterTravel® Award for "Best Travel Rewards Card"
  • $0 introductory annual fee for the first year, then $65



 The Platinum Card® from American Express

American DreamCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* N/A* $450.00* Excellent Credit*

  • 25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership
  • Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
  • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees.
  • Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket.
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • Fine Hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • Get 20% back when you use Pay with Points to book your travel.



 TrueEarnings® Card from Costco and American Express

American DreamCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0.00%* 6 months on purchases* 15.24% (Variable)* $0.00* Excellent Credit*

  • American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express



 Discover® More® Card

American DreamCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0.00%* 15 months on purchases* 10.99-20.99% (Variable)* $0.00* Excellent Credit*

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information



 Discover® More® Card - Balance Transfer Fee*

American DreamCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0.00%* 6 months on purchases* 10.99-20.99% (Fixed)* $0.00* Excellent Credit*

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information



 Discover® Motiva Card

American DreamCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
3.99%* 15 months on purchases* 10.99-20.99% (Variable)* $0.00* Excellent

  • Earn Cashback Bonus® for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information



 Discover® Open Road Card

American DreamCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0.00%* 15 months on purchases* 10.99-19.99% (Variable)* $0.00* Excellent

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information



 Escape by Discover® Card

American DreamCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0.00%* 6 months on purchases* 10.99-16.99% (Variable)* $60.00* Excellent Credit*

  • Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • *Click apply to view rates, fees, rewards, limitations and other important information



 Miles by Discover® Card

American DreamCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0.00%* 6 months on purchases* 10.99-16.99% (Variable)* $0.00* Excellent

  • Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information




 

*We do our best to research and represent exactly what the card details are, however we cannot guarantee and do not warranty that they are correct.  When you apply please read the actual application for the terms and conditions!  When you click on the APPLY HERE you are going to the actual card issuers website.

 

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